SSP Waiting Days Calculator

Based on the default pattern below, a typical entitlement is 7 days. Adjust the inputs for your exact figure.

10 days

7 days

10 qualifying days − 3 waiting days = 7 payable days

Audit note

The 3 unpaid waiting days apply once per period of incapacity for work — they aren't reapplied if this absence links to a previous one within 56 days. This is the number of payable qualifying days, not a pay amount.

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How this calculation works

Track how much of the 28-week SSP ceiling is left, when a new sickness absence stops linking to a previous one, and how the 3 unpaid waiting days apply — duration and dates only, not the pay amount itself.

10 qualifying days − 3 waiting days = 7 payable days

Frequently asked questions

What are SSP waiting days?
The first 3 qualifying days of a period of incapacity for work are unpaid — SSP only becomes payable from the 4th qualifying day onwards.
Do I get 3 new waiting days every time I'm off sick?
Not if the new absence links to a previous one within 56 days — linked periods share one set of waiting days, so a further absence within the link doesn't reapply them.
What's a 'qualifying day'?
A day you'd normally be required to work — your employer sets your qualifying days, usually your normal working days.